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What if the Participant has already begun taking retirement?

Submitted by on Tuesday, 27 December 2016 10:58

If the Participant has already retired, the Alternate Payee will still be able to receive their community property share of the retirement benefits during the Participant’s lifetime.  However, there may be a limitation on survivor benefits for the Alternate Payee, or no survivor benefits at all if the Participant dies prior to the Alternate Payee.  This is another reason we encourage QDRO preparation during the divorce process.

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